Well, eggy, the extended warranty is not that much better in regards to loaners/rentals, either.
The extened warranty limits the daily rate to $35. Ever try to rent a ride for that much.
And it limits the number of days based on the amount of time for the repair "in the book". For example, reprogramming an ECM is stated at 1 hour. That amounts to a two-day rental. Thing is, the ECM went belly-up and Nissan told the dealer that it would be three weeks until the part was shipped. Containerized freight. From Japan. So we're looking at a seven to eight week wait for the replacement part to show up on the East coast.
Extended warranty said that Nissan would only approve a two-day rental. And the dealer said they'd have to get Nissan's approval just to get the two-day rental. Took three days just to get the approval. Nissan pretty well turned their back on the dealer. So the GM at the dealer let me use a service loaner and said I could have it til the MO got fixed. Luckily, one of the old hands in the service dept pulled a few strings and the new part mysteriously showed up the next week.