I used to off road quite a bit getting to some of the better caves in my region. I was amazed at some of the vehicles I saw get in and out of some of the places--we had one guy that managed to get his civic almost anywhere. If you looked carefully at his rockers, his lower doors and the undersides of his front and rear, you could see the damage he incurred doing this. Of course---it was a paid for civic.
Pretty replaceable...errr....disposable car, eh?
On the other hand, we also went into a place where, me in my seriously protected (full skid plate and prerunner bumper) Toy 4x4, 5 stock Isuzu troopers (huntsville grotto members loved them), a baby bronco also seriously protected and some full sized 4x4's ventured into after a full week of catapillar conditioning of the path to the cave. Me, one trooper and the baby bronco made it back to the road after caving. The rest got killed on the trail, some going in, some coming out. Cracked heads from overheating during crawling, broken axels, broken diffs, tierods, masterlinks, pitman arms and smashed radiators. My Toy was absolutely covered in mud, but after washing only exhibited slight scratches on the underside of the prerunner bumper, rocker bars and skid plate.
At one point it did a full stop nose balance on the prerunner bumper before hunkering down and just blasting through.
I would NEVER consider going off roading in my Mo.
Some fire roads, some very nicely manicured trails, but never seriously off road. Not only would you rip off the exhaust system, you would probably damage the quarter panels from the stiff splash guards encountering drop off lips and rip holes in the underside of the front and rear plastic. The Mo is far from an expendable vehicle in my budget, I imagine there are some actors, sheiks, and other wealthy types who might consider it expendable. But I betcha you would see them doing it in a seriously expensive 4x4 like a tricked out hummer due to not wanting to have to get out and trudge through mud.
Mo is a civilized urban assault vehicle, not an offroader.